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Planning ahead for long-term care The majority of people recognize that aging brings with it the possibility of requiring extra help. There’s no way to know for sure whether you will need long-term care, but according to the Department of Health & Human Services, 70 percent of adults over age 65 have required some kind of long-term care during their lifetime. Risk factors and red flags Certain warnings may indicate that you or your loved one need more support. Stacks of unopened mail—like unpaid bills—or key home, legal, or financial papers that are ignored may indicate a decline in mental or cognitive ability. Multiple car accidents, warnings, or tickets could mean a possible health issue,
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